Loanwiser, our loan services Business Line, is a phygital loan sourcing platform serving the credit needs of Bharat segment customers in partnership with 30+ Banks & NBFCs.
✓We reach to Bharat segment customers via Networks that are physically present and digitally enabled. Eg, State Govt Eseva Networks, Private Network of Kiosks, White Label ATMs.
✓We integrate our system with the Networks centralised service delivery system such that the Network franchisees can do single signon, download our loan posters, promote loan services in their area and refer loan leads by data capturing directly into our system.
✓Then our Vernacular call center team does a detailed customer interview, profile the customer such that system can match the profile with Partner Bank policies to recommend the best loan offers available in that geo locality for that profile.
✓With customer consent, we coordinate the Document pickup, login and track it till disbursement. Customer has the option to track his loan status from web, mobile web and mobile app at any point of time.
✓Network and Franchisees get to earn addtional income from each Loan lead for data entry, document upload services and from loan payouts upon disbursement.
✓We reach out to them through Loanwiser Consumer Web Apps and Loanwiser Consumer Mobile Apps.
✓We help them to track their entire loan journey and provide telephonic, chat guidance and physical assistance.
✓Consumer Apps guide the customer not in their loan journey but also with the underlying asset purchase decision and transaction documentation journey.
✓Personal Loan : Personal Loan (Cash Salaried), Personal Loan (Bank Credited)
✓Business Loan : Business Loan (Unregistered Business), Business Loan (Registered but Cash Business), Business Loan (Formal Segment)
✓Home Loan : Plot Purchase Loan, Plot plus Construction Loan, Construction Loan, Home Purchase Loan, Home Improvement Loan, Home Extension Loan, Balance Transfer, Balance Transfer plus Topup loan, Commercial Property Loan
✓LAP : Loan Against Plot, Loan Against Property, Balance Transfer, Balance Transfer plus Top up
✓Vehicle Loan : Two Wheeler Loan, Used Car Loan, Loan Against Car, Used Commercial Vehicle Loan, Loan Against Commercial Vehicle , Used Tractor Loan, Loan Against Tractor
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✓Farmer with Dairy Income
✓Self Employed, No office setup
✓Self Employed, Unregistered Business with Office /Shop setup
✓Self Employed, Shop Licence, Cash Business, No ITR
✓Self Employed, Shop Licence, Cash Business, ITR
✓Self Employed, Shop Licence+ GST, Bank Credited, No ITR
✓Self Employed, Shop Licence+ GST, Bank Credited, ITR
✓Rs 13K to Rs 38K